Who do you know who is a tenant in an apartment or home and thinks they don’t need tenant insurance?

A tenant left his bedroom window open for fresh air and came home after work to find some pipes in the nearby wall frozen. The pipes burst and the result, of course, a big mess. The landlord’s insurance paid for the building repairs but subsequently his insurance company came after the tenant for the cost of repair, $8,600.00 because the tenant had been at fault. The tenant’s insurance company paid the liability claim.

The cost to the tenant for his insurance $149.00 annually.